Farm Bureau Financial Services is the term that FBL Financial Group, Inc. uses to refer to their insurance and financial products. They have been providing services to the citizenry of West Des Moines, Iowa for a few decades now. This is because they provide solutions for almost all Americans.
FBL Financial Group, Inc provides numerous life insurance policies, annuities, property and casualty insurances and investment options as well as health covers among others for its clients. Their expertise with their local agents is aimed at ensuring that customers make judicious financial choices in order to reach their goals.
What has built FBL’s reputation is personal attention it offers along with care about clients’ welfare. There are many ranges of financial products which are available for them. This is why today; they are one of the most sought-after insurance and other financial products providers across USA.
Introduction to FBL Financial Group, Inc
One among these companies located in West Des Moines in Iowa state is FBL Financial Group, Inc., which specializes on provision of insurance and financial services. It has demonstrated this through years of offering clients with their varied finances.
Overview of the Company
This firm was founded back in 1939 within its regional borders where it started off as a provider of cover mainly meant for farmers before growing into national level still using this name in recognition purposes.
Nowadays, FBL operates under one main subsidiary called Farm Bureau Life Insurance Company (Farm Bureau). The company targets personalized solutions such as different kinds of insurances including investments suitable for different individuals & families or corporations aiming at achieving some specific objectives thereby ensuring future economic prosperity.
History and Background
FBL boasts more than 80 years since it was launched way back in 1939 as “Iowa Farm Bureau Mutual Insurance Company” in order to specifically cater for local farmers on the cheap.
With time, it increased its activities from originally being within Iowa during 1970s expanding through Midwest. Additionally since 1990s it turned into a public company thereby helping its financial position recover and expand further.
As of now, FBL Financial Group, Inc. operates in all the fifty states of America and offers diverse insurance products ranging from life policies, annuities, property and casualty covers to investment services. Its solid foundation consisting of an emphasis on innovation customer service has made this establishment to be relied upon within the realm of finance.
Life Insurance Products
FBL Financial Group understands that your family member is very important to you; thus he or she needs protection all the time. Our Farm Bureau Financial Services’ brand comes with different options for any interested person who would wish to choose a life insurance cover. In case you are confused about whether you should go for term, whole or universal life coverage, don’t hesitate to talk with our professionals.
- Term Life Insurance: This is a type of plan that offers monetary shield when most vulnerable at reasonable cost.
- Whole Life Insurance: It provides lifetime coverage which accumulates cash value over the years protecting your loved ones.
- Universal Life Insurance: The validity period allows fluctuations between premiums and coverage depending on changes encountered through lifespan.
At FBL Financial Group, we realize that life insurance is not the same for everyone. We listen to what you want, where you want it & when things to do with money should happen. From this our agents can tell you how best your lifestyle can be accommodated by life insurance.
Find the cover that suits you most. Our customer service will assist you and your family’s future finances in the long-term.
Annuities and Retirement Planning Solutions
Thinking of retiring? Annuities might be of great help. FBL Financial Group has a wide range of annuity products designed to meet your retirement needs. Specifically, this post seeks to analyze fixed annuities against variable annuities.
- Fixed Annuities: Fixed annuities provide regular income for life. They have been very stable and predictable in terms of their retirements objective.These are good options if one wants a guaranteed income during retirement because they provide a fixed rate on savings balances over time while protecting the principal so investors can depend on having income throughout their lives.
- Variable Annuities: Do you wish to increase your pension savings? Worry no more because Farm Bureau Financial Services has got its back covered Some of them include mutual funds, stocks as well as bonds. The amount of money one invests in this category determines the returns he or she receives; hence there are high possibilities of increasing profits though at times it may result into losses due to risks encountered.
Is it between fixed and variable? At FBL we can advise our customers on anything regarding this matter. For example, some may guarantee financial security with flexibility in old age.
Property and Casualty Insurance
Farm Bureau Financial Services understands how important it is to secure ones’ properties and business assets thus provides different property insurances such as home owners insurance policies & auto insurance policies among others so people can continue being safe but maintaining their economic stability even at times when calamity strikes them.
When there are homeowners insurances associated with homes, they become assets; this generally means that these policies cover the homes against natural disasters like hurricanes and fire among other thefts or even liabilities from visitors within such places, which would otherwise slow down somebody’s process of buying new homes right away whenever they feel like because first time owners will need coverage specifically designed for modern families that takes care of everyone.
Auto Insurance
Do you need to insure your car? This is something to prioritize in life because it helps to protect your car as well as ensure your safety. We offer liability coverage, collision coverage and comprehensive coverage all in one policy. Any damage incurred on the car under any circumstances is covered by Farm Bureau Financial Services.
Farm Bureau Financial Services is proud to provide superior property & casualty solutions. Our experts listen keenly to customers’ unique requirements. For this, among others above have gained us a lot of trust from our customers.
FBL Financial Group, Inc: A Trusted Provider
What sets FBL Financial Group apart is its emphasis on quality products and personalized service. They make an effort to understand the specific needs of their clients. Due to this, the company has loyal customers who have faith in them always.
It is important for FBL Financial Group, the company to have a strong financial position. This has been achieved through proper risk management and investing wisely over time. In difficult economic times, their standing as well-established companies will help customers.
FBL Financial Group is also deeply engaged in the communities where it operates as already said above. Having supported many local causes and good charities, it has earned a reputation of being an upstanding corporate citizen. It therefore follows that trust and favorable attitudes towards the firm are built up by such actions.
For insurance needs or retirement planning and investment advice, one can turn to FBL Financial Group. The insurer is acknowledged by its clients as trustworthy, reliable and committed to quality customer service. To choose FBL Financial Group means having confidence in securing your financial future.
Investment Products and Services
FBL Financial Group understands the significance of having investment solutions that suit your financial goals. We offer an assortment of investments products and services suited to different requirements and levels of risk tolerance. Whether you want to grow your wealth or keep it safe, we have options.
Some examples of mutual funds with various strategies or risks include these offered by us .Our advisors may suggest fund choices for income growth or combined .They guide you in making decision concerning your investment objectives
We also offer full-service brokerage accounts for those who prefer managing their own investments themselves at our institution . Our professional brokers or advisors create an individualized plan tailored specifically for you regarding your investments. These individuals make finance less confusing than before.
Another option is portfolio management solution for investors who do not wish personally manage their portfolios.Thus we take over control from them in this area through our portfolio managers.They ensure that the risks do not exceed what is tolerable while making sure that set goal never misses out
We bring together many plans at FBL Financial Group while getting advice from our knowledgeable staff members so that you could achieve any of them.Therefore should you have some wise investing decision to make, one of our advisors might be the person because we always give customers the tools necessary for making informed decisions on investment products. This will allow you to achieve a good financial future.
Health Insurance Options
Farm Bureau Financial Services recognizes the importance of having good health insurance. We offer different health plans as per our clients’ needs.
- Individual Health Plans: We also have individual health plans for singles and families. They cover such things like doctor’s visits, hospital stays among others. It thus follows that we assist in finding an affordable plan that meets your medical requirements.
- Group Health Coverage: Businesses and organizations can get group health insurance from us. They are flexible and affordable for employers who want to protect their workers. Accordingly, we tailor-make group insurance packages for all types of clients – small companies or huge corporations.
